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Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you have a disability we are here to help you. Please call our disability services phone line at 919.830.1946 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for anyone with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

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West Creek Financial

West Creek Financial is a lease-purchase program

  • 9 out of 10 are approved regardless of your credit history.
  • Instead of using credit history, our approvals are based on verification of income, employment and checking account.

The finance company purchases the merchandise for you after which you lease back the items with payments on your pay schedule. Lease payments are 15% of the invoice per month. example: $1,000 invoice = $150/mo payment. The terms of the lease/purchase agreement are for 12 months.

All the customer needs:

  • Photo ID
  • SSN or Tax ID Number
  • Minimum $1000 Monthly Income
  • Checking Account and Routing Number
  • Must have $40 minimum in checking account
  • Bank account must be active for 90 days

There is simply a processing fee of $40 which is refundable if the customer chooses not to proceed with financing.

90 Days same as cash – You pay only the invoice amount and the application processing fee within 90 days of the delivery date.

65% buyout option – After 90 days you may own the merchandise outright by simply paying 65% of the balance left on the account.

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Acima Leasing

Approval Requirements

  • Income History: Do you have three-year history with your current employer or source of income?
  • Monthly Income: Do you deposit $1000 or more into your checking account each month?
  • Checking Account: Have you had your checking account for at least 90 days?
  • Checking Account Activity: Is your checking account free from NSFs, excessive overdrafts, and negative balances?